Property Depreciation Schedules - The New reality

Another Day, Another Idea To Fix Housing Affordability

Using super to buy a home… Is this the dumbest idea ever? Recently I discussed the suggestion from various politicians including Barnaby Joyce that buyers trying to break into the market look to more affordable areas. The idea that currently has momentum, however, is allowing first home buyers to access their superannuation (super) early to […]

The 14 Property Must Haves For Every Property Investor

Every investor – whether expert or amateur – should be looking for the same things in a property investment to ensure its success. While there is no exact formula for buying a successful investment, it’s handy to have a checklist to consult to make sure you’re on the right track. Below are some of the […]

Is Housing in Australia Affordable?

Ahhhhhhhh, housing affordability. That old chestnut. It’s a topic that’s been hotly debated a million times over! And will no doubt continue to be for many years to come. The general consensus is that property in Australia is unaffordable. The results of a recent survey seemed to confirm this, with the proportion of adults who […]

Should You Buy For Capital Growth or Rental Yields?

When it comes to purchasing property there are a multitude of factors to consider. Where should you buy? What should you buy? How much should you pay? While these are the most common questions investors will ask, perhaps one of the most pertinent questions that needs to be answered before anything else is ‘Why should […]

Negative Gearing Solution | Washington Brown

(UPDATE: Some changes to negative gearing were made in the 2017 Budget – Read about the Budget changes here). Now I’m not one to whinge about  a system without a solution…I think the current Negative Gearing model needs some repairs for two reasons. Reason 1 – The system was not designed so that someone could buy […]

6 Reasons Why Negative Gearing Stinks

(UPDATE: – Read about the 2017 Budget changes to depreciation here). Dear Fellow Investors, I get it. I get what Bill Shorten and the Labor Party are trying to achieve by cutting negative gearing…but it stinks for 6 reasons. First, for those of you who might not know…Labor proposes to: Eliminate negative gearing to all […]

What is Negative Gearing Investment Property?

What is Negative Gearing Investment Property? Put simply, negative gearing is a tax benefit offered to investors on their borrowing costs. If your borrowing costs exceed the revenue gained from your investment, you are entitled to claim those losses against your total income. The benefit of gearing is that it allows you to own investments […]

7 Reasons Why I Like Property

7 Reasons why I like Investing in Property Reason # 1 – You can Add-value You can buy a rundown old property and increase its value by getting your hands dirty (or paying someone else to)! It’s hard to add-value to my Commonwealth Bank shares. Sure I bank with them but I don’t think my […]

Chasing High Yield Property – What to Look Out For

Chasing High Yield Property One of our clients recently purchased of a block of 6 units in Port Macquarie and initially I thought “Wow, what a good deal.”  The client had purchased 6 units for a total of $550k and according to RP Data each unit was renting for $130 per week. So that’s $780 […]

The Difference between Positive & Negative Gearing

What is Negative Gearing? Negative gearing is a tax benefit you can claim if your borrowing costs are higher than the money you’ve made from an investment property. These losses can be claimed against your total income and increase your tax return and therefore, your income on your investment. For example, Jenny had a $50,000 […]